In the past, it was 10 percent, but now it is 15 percent. No matter which bank you choose. So you need to have at least 15 percent either out of your own pocket or with the help of a private loan.
That is, a unsecured loan where you do not leave the home as collateral for that loan. What else you do with a mortgage. If you are going to buy a house, we recommend you read the entire Loan and Credit house.
In Sweden, you must have at least 15 percent at all banks. And it has been doing so since the fall of 2010 when the Financial Supervisory Authority increased from a previous 10 percent. Then there are more people who offer you the loan, but with a private loan.
These are loans we list above. There you can see what visitors before you used for alternatives when they lent to their Loan and Credit. If you want to borrow Loan and Crediten then a good start can be to start there to see if it can be an option for you / you.
You will find a top list of private loans above. This leaderboard is sorted by each visitor before choosing to lend to their Loan and Credit. In this way, we hope to get more into the housing market that would not otherwise have had a chance. The risk is that an entire generation will never enter the housing market. And it is our vision to try to help by providing the best guide for anyone who wants to buy housing or want to borrow money for something else.
Borrow to Loan and Credit on the home page, you can read in-depth how you can lend to your investment with a private loan (blank loan) and see where others are doing it right now. We have top lists, reviews, ratings and reviews to be the obvious choice for anyone who wants as broad a comparison of loans as possible and where it is the visitor who gets an overview of their options without being bothered by anyone. We want our visitors to take their own finances and read and compare.
When buying a condominium / apartment you must have a Loan and Credit of at least 15 percent. However, it is possible to lend to your Loan and Credit in some cases. In that case, you may do so with a private loan that is a loan where you do not take anything in collateral for your loan. Unlike your home loan where you take your condominium / apartment as collateral for the loan.
The difference between these two is mainly that the lender takes more risk when you do not leave anything in collateral for the loan and thus have to pay more for that loan. Exactly the same applies when buying a villa / house. That is at least 15 percent. And you can also borrow Loan and Crediten there in some cases. In order to find out if it is possible for you, you simply have to try to apply for it. A mortgage + private loan. The smartest thing, though, is if you have the money to try to pay that much of your own money.